Please review the User's Agreement of Terms and Conditions prior to using this eKo Specialty Insurance Services, Inc. website.  All access to and use of this website is governed by these terms.  The User's Agreement of Terms and Conditions can be reviewed by clicking here.

Using this website indicates that you have reviewed the website terms and agree to be bound by them. If you do not agree to these terms you should discontinue use of this website.

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Becoming an eKo Specialty client is fast, easy and commitment free.  To inquire or learn more, please call us at 805.373.6968 or use our contact form.

This website (the "eKo Specialty Insurance Services, Inc. website") is operated by eKo Specialty Insurance Services, Inc.  All access to and use of this website is governed by these terms.

Disclaimer 

All information provided on this website is subject to change without notice. While efforts have been made to make this website helpful and accurate, due to the open nature of this website and the potential for errors in the storage and transmission of digital information, eKo Specialty Insurance Services, Inc. does not warrant the accuracy and security of information transmitted to or obtained from this website. All materials posted on this website are provided "as is" and without warranties express, implied or otherwise howsoever arising. eKo Specialty Insurance Services, Inc. disclaims to the fullest extent permissible by applicable law all warranties including without limitation any warranty of merchantability or fitness for a particular purpose. eKo Specialty Insurance Services, Inc. does not warrant that functions contained on this site will be uninterrupted or error-free, that defects will or can be corrected, or that this site or its servers are free of viruses or other harmful components. eKo Specialty Insurance Services, Inc. does not provide any warranty or representation as to the materials on this site in terms of their correctness, accuracy, reliability, or otherwise.

Access and Use of Information

Access to this website is limited to viewing the linked web pages solely for legitimate business purposes to access the information provided by eKo Specialty Insurance Services, Inc. at this website. Any access or attempt to access other areas of eKo Specialty Insurance Services, Inc.'s computer system or other information contained on the system for any purposes is strictly prohibited. You may not use any information contained on this website other than in connection with a legitimate business purpose.

Trademarks 

This eKo Specialty Insurance Services, Inc. website contains eKo Specialty Insurance Services, Inc. trademarks and service marks. All marks are the property of eKo Specialty Insurance Services, Inc. unless otherwise indicated. All rights in the intellectual property contained in this website including copyright, trademarks, trade secret and patent rights are reserved. Access to this website does not constitute a right to copy or use any of the intellectual property of eKo Specialty Insurance Services, Inc. or its partners.

Hypertext Links

This site may be linked to other sites that are not maintained by eKo Specialty Insurance Services, Inc. eKo Specialty Insurance Services, Inc. is not responsible for the content of those sites. The inclusion of any link to such sites does not imply endorsement, sponsorship or recommendation by eKo Specialty Insurance Services, Inc. of the sites and eKo Specialty Insurance Services, Inc. disclaims any warranty (expressed, implied or otherwise howsoever arising) about the content and operation of these sites. eKo Specialty Insurance Services, Inc. disclaims any liability for links: (i) from another website to this eKo Specialty Insurance Services, Inc. website; and (ii) to another website from this eKo Specialty Insurance Services, Inc. website.

Copyright

All content included on this site and rights relating to such, including without limitation - text, graphics, logos, icons, images, audio clips and software, are owned by eKo Specialty Insurance Services, Inc. and/or its partners and are protected by applicable laws. eKo Specialty Insurance Services, Inc. authorizes you to make a single copy of the content only for your personal use in learning about, evaluating or acquiring eKo Specialty Insurance Services, Inc. services or products. You agree that any copy made must include all eKo Specialty Insurance Services, Inc. proprietary notices. No other permission is granted to you to print, copy, reproduce, distribute, transmit, upload, download, store, display in public, alter or modify the content contained on this site.

Submissions

All remarks, suggestions, ideas, graphics or other information communicated to eKo Specialty Insurance Services, Inc. through this website will forever be the property of eKo Specialty Insurance Services, Inc. and at the free disposal and use of eKo Specialty Insurance Services, Inc. Unless otherwise agreed by eKo Specialty Insurance Services, Inc. in writing, all material submitted to eKo Specialty Insurance Services, Inc. will be presumed to be public and eKo Specialty Insurance Services, Inc. will not be required to treat the information as confidential. eKo Specialty Insurance Services, Inc. shall have exclusive ownership of all present and future existing rights in the information, without compensation to the person sending the information or any other person. If any information is confidential do not submit it.

The Information we Collect

eKo Specialty Insurance Services, Inc. may collect various types of information from site visitors.  eKo Specialty Insurance Services, Inc. will collect transactional information from persons that use our site. This information helps eKo Specialty Insurance Services, Inc. to improve/respond to visitors' inquires regarding the site.

Security

eKo Specialty Insurance Services, Inc. places importance on protecting information transmitted via the site and will take commercially reasonable security precautions to protect such information; however, eKo Specialty Insurance Services, Inc. cannot guarantee that any electronic commerce or communication is totally secure. eKo Specialty Insurance Services, Inc. will take reasonable measures to secure and protect all customer-specific information from loss, misuse, and alteration.

Updates to User's Agreement of Terms and Conditions

eKo Specialty Insurance Services, Inc. reserves the right to modify or amend its User's Agreement of Terms and Conditions at any time, and from time to time without any prior notice requirement. eKo Specialty Insurance Services, Inc. will endeavor to post changes to the Terms of Use on the website. Please check the website regularly for the latest version of the Terms of Use.

Limitation of Liability 

IN NO EVENT WILL EKO SPECIALTY INSURANCE SERVICES, INC., BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNATIVE, SPECIAL AND CONSEQUENTIAL DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF OR RELIANCE ON THIS WEBSITE, ANY WEBSITES LINKED TO THIS WEBSITE, OR THE MATERIALS OR INFORMATION CONTAINED AT ANY OR ALL SUCH SITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF THE MATERIALS OR INFORMATION FROM THIS WEBSITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ALL COSTS RELATING TO SUCH. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Acceptance of User's Agreement of Terms and Conditions

The website (the "eKo Specialty Insurance Services, Inc. website") is operated by eKo Specialty Insurance Services, Inc.  eKo Specialty Insurance Services, Inc. has created and adopted the User's Agreement of Terms and Conditions. By using the eKo Specialty Insurance Services, Inc. website and services, you signify acceptance of this User's Agreement of Terms and Conditions. If you do not agree with or you are not comfortable with any aspect of the policy, you should discontinue use of eKo Specialty Insurance Services, Inc.'s website. We reserve the right to modify this User's Agreement of Terms and Conditions at any time. Your continued use of any portion of the eKo Specialty Insurance Services, Inc. website following notification or posting of such changes will constitute your acceptance of those changes.

Questions Regarding Terms of Use

Questions regarding eKo Specialty Insurance Services, Inc.'s Terms of Use should be directed to info@eKoSpecialty.com.