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In today's increasingly complex economic environment, the consequences of any given business decision can cross the line and put a decision maker's personal assets at risk.

Actions brought against directors and officers based upon actual or alleged wrongful acts arising from the execution of their day-to-day duties and management functions can result in a D&O claim.

Corporate directors and officers are being watched more closely than ever by stockholders and interested parties. Many are convinced the company can be run better. Others see the directors and officers as targets for a lawsuit for any miss-step.

Average publicly traded D&O lawsuits are increasing each year and are expected to keep escalating, when executives win, they lose. Legal costs are escalating along with the settlements. Wise management must protect its key executives against personal liability with effective insurance coverage when they act in the name of the company.

D&O liability insurance protects the personal assets of directors and officers from catastrophic financial loss in the event of such a claim.  The D&O policy also provides coverage for the organization.