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Please press the above EZQT button to be directed to our online EZ Quote for the following coverages:
Liability Insurance (EPLI)
Tanks (UST / AST)
Please Note, you must be an approved eKo Specialty producer with a login ID and password to access the EZQT site. To learn more, please feel free to contact us.
Becoming an eKo Specialty client is fast, easy and commitment free. To inquire or learn more, please call us at 805.373.6968 or use our contact form.
This information is designed to give you a quick overview of the coverage and how it works. Your policy is the contract that specifically and fully describes your coverage. Please feel free to call 805.373.6968 with any questions.
Typical policies cover individuals and organizations involved in designing or preparing plans and specifications for construction projects to cover many of the exposures that their work generates. For architects and engineers, the risk of mishap during a project looms from the drawing board to the ribbon cutting ceremony - and well beyond.
NOTE: The claims scenarios summarized are offered only as examples. The examples are not intended to establish any standards of care or to serve as legal advice appropriate for any particular factual situations. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy.
1. An architecture firm was retained to provide design services for a new school in Fresno, California. This insured hires subcontractors to perform services. One of the subcontractors makes a major mistake. The school files a lawsuit in which the whole design team is named and required to pay losses to rectify the situation.
Outcome - Paid over $50,000 to correct the problem.
2. A land surveyor is retained to provide construction stakeout prior to the start of a shopping center. This land surveyor incorrectly stakes the ground six feet from where it was supposed to be. The mistake is discovered mid-way through the construction phase.
Outcome - The land surveyor was required to pay $30,000 to correct the mistake and rectify the situation.
3. An engineer is retained by an architect to perform electrical engineering services for a building. Three years after the building is completed, there are major malfunctions in the electrical system. A lawsuit is filed against the design team.
Outcome - Electrical repairs totaled $15,000.
|Licensed Architects||Land Surveyors||Construction Loan Inspectors|
|Electrical||Construction Managers||Landscape Architects|
|Interior Designers||Land Planners||LEED/Energy Consultant|
|Space Planners||Project Engineers||Structural|
|Design / Build Firms||Licensed engineers||Real Estate Developers|
|Civil Engineers||Welding Inspectors||Property Field Inspectors|
|Roofing Consultants||Mechanical||Underground utility Locators|