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Please press the above EZQT button to be directed to our online EZ Quote for the following coverages:
Liability Insurance (EPLI)
Tanks (UST / AST)
Please Note, you must be an approved eKo Specialty producer with a login ID and password to access the EZQT site. To learn more, please feel free to contact us.
Becoming an eKo Specialty client is fast, easy and commitment free. To inquire or learn more, please call us at 805.373.6968 or use our contact form.
This information is designed to give you a quick overview of the coverage and how it works. Your policy is the contract that specifically and fully describes your coverage. Please feel free to call 805.373.6968 with any questions.
Medical malpractice is defined as negligence committed by a professional health care provider resulting in harm to a patient or patients. This arises when he doctor, nurses, dentist, technician, hospital or hospital worker's performance of duties departs from what is considered standard for those with training and experience. Typical policies cover healthcare professionals for such things as court costs, settlements and damages associated with a malpractice lawsuit.
NOTE: The claims scenarios summarized are offered only as examples. The examples are not intended to establish any standards of care or to serve as legal advice appropriate for any particular factual situations. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy.
1. A Physician failed to administer a PSA (Prostate Specific Antigen) test to a patient in 2005, asserting that a PSA test had high false positive and negative results. The patient was later diagnosed with aggressive metastasized prostate cancer.
Outcome - The cost of defending this claim was $45,000.
2. A physician failed to diagnose prostate cancer in a 56 year-old patient. The patient underwent several medical procedures, and endured substantial pain and suffering.
Outcome - The patient settled in the amount of $350,000.
3 The patient's physicians failed to diagnose an infection of the patient's eyes, which developed while he was hospitalized. The patient was rendered legally blind.
Outcome - The patient brought suit and settled for $250,000 in damages.
4. A client underwent foot surgery and subsequently developed complications at the site of the surgery. He eventually lost his toe because of the infection, which was not timely detected or treated.
Outcome - Clinic paid $200,00 for legal defense and damages.