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Please press the above EZQT button to be directed to our online EZ Quote for the following coverages:
Liability Insurance (EPLI)
Tanks (UST / AST)
Please Note, you must be an approved eKo Specialty producer with a login ID and password to access the EZQT site. To learn more, please feel free to contact us.
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This information is designed to give you a quick overview of the coverage and how it works. Your policy is the contract that specifically and fully describes your coverage. Please feel free to call 805.373.6968 with any questions.
The Asbestos Abatement Commercial General Liability policy is written on an occurrence form and provides coverage for third party claims for bodily injury and property damage associated with asbestos abatement, encapsulation or enclosure.
NOTE: The claims scenarios summarized are offered only as examples. The examples are not intended to establish any standards of care or to serve as legal advice appropriate for any particular factual situations. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy.
1. Unsafe levels of asbestos fibers were found in a large hospital during an extensive renovation project. Testing found levels at more than 40 times those considered safe on three floors of the hospital and in an outpatient building.
Outcome - A local law firm filed personal injury suits on behalf of seven workers at the hospital with settlement demands currently totaling $25 million.
2. A contractor was performing demolition work at an elementary school. During the course of work, dust from concrete cutting set off the fire alarms for the week-long operation. Parents of the students filed a claim against the contractor for fear of contracting silicosis due to inadequate ventilation of the construction zone.
Outcome - Costs for defense and damages were in excess of $75,000.
3. A contractor was removing lead-based paint from a commercial building. Though the contractor isolated the work areas with containment, the HVAC system was not disconnected resulting in dust clogging the heating coils of the building’s HVAC system. The contractor was liable for replacing the HVAC system and the associated disruption of business in the building.
Outcome - Claims totaled $550,000.