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Please press the above EZQT button to be directed to our online EZ Quote for the following coverages:
Liability Insurance (EPLI)
Tanks (UST / AST)
Please Note, you must be an approved eKo Specialty producer with a login ID and password to access the EZQT site. To learn more, please feel free to contact us.
Becoming an eKo Specialty client is fast, easy and commitment free. To inquire or learn more, please call us at 805.373.6968 or use our contact form.
This information is designed to give you a quick overview of the coverage and how it works. Your policy is the contract that specifically and fully describes your coverage. Please feel free to call 805.373.6968 with any questions.
UST/AST insurance provides third-party bodily injury, property damage and cleanup expense coverage for claims arising from the release of hazardous materials from underground or aboveground tanks. Policy meets the financial responsibility requirements of the EPA. On-site cleanup may also be insured on these policies.
NOTE: The claims scenarios summarized are offered only as examples. The examples are not intended to establish any standards of care or to serve as legal advice appropriate for any particular factual situations. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy.
1. It was discovered a 10,000 gallon underground storage tank at a truck depot containing diesel was cracked. The diesel seeped into the underlying soils and required costly excavation and removal.
Outcome - The total cost for investigation, removal and disposal exceeded $320,000.
2. A service station located on the West Coast had been in operation since 1947. Over the years the station had numerous owners and used many underground storage tanks to contain various grades of gasoline. In 1996, local residents began to complain about the quality of their water. The complaints prompted testing that revealed gasoline contaminants in the groundwater and identified the service station as the source of the pollution.
Outcome - The service station paid out over $500,000 in clean-up costs.
3. It became known at a refueling station, several underground storage tanks had succumbed to corrision and cracked. Subsequently, gasoline leaked from the tanks into the groundwater. The contaminated groundwater entered breaks in nearby water distribution lines and polluted the drinking water supply. The city was forced to shut down that section of the water system until a by-pass could be installed. The refueling station was ordered to remove all tanks, pumps and fuel lines from the site. The widespread soil and groundwater required the excavation of all contaminated soil and proper treatment of all contaminated groundwater.
Outcome - The refueling station incurred costs over $800,000 for clean-up and water treatment.