Please review the User's Agreement of Terms and Conditions prior to using this eKo Specialty Insurance Services, Inc. website. All access to and use of this website is governed by these terms. The User's Agreement of Terms and Conditions can be reviewed by clicking here.
Using this website indicates that you have reviewed the website terms and agree to be bound by them. If you do not agree to these terms you should discontinue use of this website.
Please press the above
button to be directed to the following coverages:
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Employment Practices Liability Ins. (EPLI)
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Non-Profit D&O |
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Misc. Professional
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Underground / Aboveground Storage Tanks (UST / AST) |
Please note, you must be an approved eKo Specialty producer with a login ID and password to access the indication site. To learn more, please feel free to contact us.
Becoming an eKo Specialty client is fast, easy and commitment free. To inquire or learn more, please call us at 805.373.6968 or use our contact form.
This information is designed to give you a quick overview of the coverage and how it works. Your policy is the contract that specifically and fully describes your coverage. Please feel free to call 805.373.6968 with any questions.
The policy protects the Insured against pollution-related damages arising out of contractual and professional liabilities. By combining these policies under one form, potential gaps or overlaps in coverage are reduced. The combined policy is ideal for multi-disciplined firms and firms whose set up email operations are not strictly environmental because it provides pollution coverage as well as errors and omissions coverage.
NOTE: The claims scenarios summarized are offered only as examples. The examples are not intended to establish any standards of care or to serve as legal advice appropriate for any particular factual situations. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy.
1. An environmental firm was contracted to implement a remediation plan at a contaminated site. During remediation, the construction crew hit an underground pipe releasing hazard materials. The spill was reported to the EPA. It was discovered the underground pipes were clearly marked on the original site plans.
Outcome - The environmental firm was found negligent for poor project planning which resulted in clean-up costs of $85,000.
2. Needing to expand, a chemical manufacturer, hired an environmental firm to design plans to extend their facility. Nearing completion of the project, the environmental firm's construction crew sprayed an oil-based binding layer on crushed aggregate on a roadway planning to complete the job the following day. A heavy overnight rain caused the binding layer to run off into a nearby stream. The incident was reported to the EPA.
Outcome- The environmental firm paid $40,000 to clean up the spill.